7467 State Route 22
New Alexandria, PA 15670
Office: (724) 668-7900


Health Insurance 101

Health insurance used to be a fairly simple process. But today, whether obtaining health insurance privately or through an employer, we’re being offered a variety of insurance plans with varying benefit levels, making the choice more difficult.

Before you enroll in another health insurance plan, here are some common terms you need to know – and understand:

Carrier Update: Highmark and Geisinger Announce Letter of Intent for Joint Venture

Highmark issued the following Press Release regarding the letter of intent for joint venture with Geisinger. 

What a Great Year, Thank you!

Thank you all for a Great Year in 2015.

On behalf of our team, we are excited to welcome 2016!


Merry Christmas & Happy New Year



During the most wonderful and magical time of the year, Mosaic Employee Benefits would like to wish everyone a very Merry Christmas & a Happy New Year. 

Compliance Package, check!

Over the past year and a half, Mosaic Employee Benefits has worked hard to create a Compliance Package that will offer solutions and protect our clients from the varies compliance requirements of Health Care Reform, ERISA and the IRS.  We build our business on a foundation of trust and relationships, so our biggest obstacle was finding the right partners to work with on the Compl

Would you Pass an Audit by the DOL?




  • The Department of Labor (DOL)has began increasing enforcement and they expect to generate $7 BILLION of additional revenue over the next 10 years.
  • To generate that revenue, the DOL hired 3000 Auditors in 2011 and an additional

Are you Playing or Paying?

Will your company be subject to these penalties? 

Penalty A: Health Coverage is NOT Offered

2014: $2,000 per each FT Employee minus 30 (Employers with 100 or more FT employees my reduce by 80 instead of 30)

2015: $2,080 per each FT Employee minus 30

2016: $2,160 per each FT Employee minus 30

HR Educational Seminar

January 31, 2016 ... February 29, 2016 or March 31, 2016 ...

Do those dates mean anything to your company? Are you prepared for the reporting requirements of Code 6055 and 6056?

Do you know which forms are required to file and furnish to employees?

Out with the Old and In with the New!

Thank you all for a Great Year in 2014. On behalf of our team, we are excited to start 2015!

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