Trucking Owner / Operator
When your truck isn’t moving, you’re not making any money.
Mosaic Benefits understands the unique needs of individual business owners, and we specialize in servicing the trucking industry. Whether you are an owner operator that runs a single truck or runs a fleet of trucks, we offer specific products to service all your insurance needs. We understand that when your truck isn’t moving you’re not making any money, and that is why we maximize the time we spend with you assessing and evaluating your needs. Not only will we meet you at your terminal or at in town major truck stops, so will our medical personnel when completing any necessary medical exams.
Major Medical
We have major medical insurance plans available in every state. We offer PPOs, HMOs, HSAs, and mini medical plans for those with uninsurable conditions. We have major medical insurance plans available in every state. We offer PPOs, HMOs, HSAs, and mini medical plans for those with uninsurable conditions.
Disability Insurance
We offer short term and long term disability that covers both on and off the job.
Life Insurance
We offer a variety of life insurance products to fit your needs such as whole life, term life and universal life.
Cancer Insurance
This is generally a small group policy of insurance designed to cover cancer and compliment major medical coverage and help fill in the blanks that major medical doesn’t cover.
Hospital Indemnity
This is generally a small group policy of insurance designed to cover stroke, heart attack and renal failure and compliment major medical coverage and help fill in the blanks that major medical doesn’t cover.
Accidental, Death and Dismemberment
This plan is designed to provide benefits that can see you and your family members through a loss from an accidental death or dismemberment or catastrophic injuries that resulted from a covered accident. This plan also helps offset the unexpected medical expenses, such as emergency room fees, deductibles and co-payments that can result from a fracture, dislocation or other covered accidental injury.
Retirement Planning
You can realize your retirement dreams for a worry-free retirement, but you will need to start taking steps now. Make your money work for you and provide the benefits that long-term investing can give you.
Mosaic has designed a plan with the small business trucker in mind. Our retirement plans go with you regardless of which carrier you are driving for or may drive for in the future. Let us show you how to collect a pay check every month when you retire with as little as a $25 flexible contribution.